A perks program is a loyalty program that is associated with a specific local business. You can use your Think Local Card to earn credits within a perks program. Perks Programs will differ from merchant to merchant, and may offer cardholders incentives like free items, discounts, or bonus rewards points for being a loyal customer.
So while you can earn reward points at any local business, you can only earn perks credits from the business who hosts the perks program. Any incentives you earn in a Perks Program are in addition to the reward points you earn with your Think Local Card purchases.